Valid Coverage Codes

In BindHQ, when creating Coverages for a Custom Line of Business, it's essential to assign the appropriate Coverage Codes to ensure accurate classification and reporting. Below is a list of value Coverage Codes that can be used for a Custom Line of Business:

Value Coverage Codes

The following are the valid Coverage Codes available when configuring Coverages in a Custom Line of Business:

 

• artcl: Art Dealers and Collectors

• artsh: Art Shippers and Packers

• as: Accidental Shootings

• asbbx: Asbestos Building Exclusion

• ascpac: Ships’ Crew Personal Accident

• ashc: Accident/Sickness Hospital Cash (excluding US)

• asme: Accident and Sickness Medical Expense for Short-Term Overseas Travel

• aswcl: All Show Windows and Outside Showcases While Closed for Business

• aswi: Accident/Sickness Weekly Indemnity (excluding US)

• aswop: All Show Windows and Outside Showcases While Open for Business

• atv: All Terrain Vehicles

• auta: Automatic Attachment

• auto: Number of Autos

• autsr: Lower Underlying Auto Limits Surcharge

• av: Electronic Equipment, Audio-Visual

• avac: Aircraft Value Appreciation Coverage

• avtn: Aviation

• avva: Average Values

• awi: Accident-Only Weekly Indemnity

• awind: Dwelling and Other Structures Coverage for Damage Caused by Wind-Driven Rain

• awng: Awning

• awr: Alloy Wheel Replacement

• baa: Building Additions and Alterations (HO4 or 4A)

• bacp: Business Activities - Corporal Punishment

• bacv: Boiler and Machinery Actual Cash Value

• bagg: Baggage Coverage

• baifl: Bailees Customers

• baila: Bailees Articles Coverage

• baile: Bailees Liability

• bals: Boiler and Machinery Actual Loss Sustained

• bamo: Boiler and Machinery Ammonia Contamination

• banir: Breakdown of or Accident to Nuclear Installations or Reactors

• bapip: Broadened Additional Personal Injury Protection

• basi: Basic Group I

• basic: Basic

• basii: Basic Group II

• bbdis: Broken Bones/Dislocations

• bbldg: Broadened Building Glass

• bbprl: Barbers and Beauticians Professional Liability

• bbsb: Broken Bones/Severe Burns

• bc: Breach of Confidence

• bcal: Boiler and Machinery Combined Actual Loss Sustained/Extra Expense

• bcce: Boiler and Machinery Limited Coverage Extension

• bceg: Building Code Effectiveness Grade

• bcoll: Broadened Collision

• bd: Breach of Duty

• bdem: Building Demolition

• beach: Beaches

• bempd: Blanket Employee Dishonesty

• beqk: Building - Earthquake

• bevcr: Craft Beverage Expanded Crime

• bexp: Boiler and Machinery Expediting Expense

• bi: Bodily Injury Liability

• biaop: Business Income All Ordinary Payroll

• bidp: Business Income - Dependent Properties

• biedp: Business Income - Interruption of Computer Operations

• biee: E-Business Interruption and Extra Expense

• biemr: Electronic Media and Records

• biepi: Extended Period of Indemnity

• bimli: Monthly Limit of Indemnity

• bimpi: Business Income - Maximum Period of Indemnity

• binas: Business Income or Rents for Newly Acquired Structures

• biope: Ordinary Payroll Exclusion and Limitation

• bispl: Bodily Injury - Split Limit

• biutc: Business Income Utility Services Time Element Communication Coverage

• biutp: Business Income Utility Services Time Element Power Coverage

• biutw: Business Income Utility Services Time Element Water Coverage

• bldal: All Others

• bldcc: Building Ordinance Increased Cost of Construction

• bdddc: Building Ordinance Demolition Cost

• bldg: Building

• bldrk: Builders Risk

• blk: Blanket Farm Personal Property

• blnkt: Blanket

• bmbi: Business Income

• bmc32: BMC-32 Endorsement for Motor Common Carrier Policies of Insurance for Cargo Liability

• bmcb i: Contingent Business Interruption

• bmcd: Boiler and Machinery Consequential Damage

• bmce: Computer Equipment

• bmcfc: Boiler and Machinery - Chlorinated Fluorocarbons

• bm cpm: Boiler and Machinery Covered Premises

• bmdem: Demolition

• bmdeq: Boiler and Machinery Diagnostic Equipment

• bmdic: Demolition and Increased Cost

• bmdr: Data Restoration

• bm ebb: Equipment Breakdown - Boiler & Pressure Vessels Only

• bmbi: Machinery Breakdown

• bm ebp: Equipment Breakdown - Production Machinery Only

• bm ebs: Equipment Breakdown - Standard Coverage

• bm ebu: Equipment Breakdown - Building Utilities or Mechanical & Electrical Only

• bm ee: Boiler and Machinery Extra Expense

• bmhs: Boiler and Machinery Hazardous Substance

• bmicc: Increased Cost of Construction

• bmmn: Modified Notice

• bmop: Boiler and Machinery Ordinary Payroll Expense

• bmopd: Off-Premises Property Damage

• bmpd: Boiler and Machinery Property Damage

• bmpg: Perishable Goods

• bmri: Rental Income

• bmrn: Boiler and Machinery Marine Equipment Extension

• bmsi: Service Interruption

• bmssm: Boiler and Machinery Sales, Service, and Materials

• bmui: Boiler and Machinery Utility Interruption

• bmwd: Boiler and Machinery Water Damage

• bmxbi: Extended Business Income

• bmxpr: Extended Period of Restoration

• bnl: Brands & Labels

• boat: Number of Watercraft

• bldor: Ordinance or Law Coverage - Coverage A

• bolaw: Ordinance or Law Coverage - Coverage B and C Blanket Limits

• bolbe: Building Ordinance or Law including Business Interruption and Extra Expense

• boldc: Combined Demolition Cost and Increased Cost of Construction

• boleq: Ordinance or Law Coverage Earthquake

• bomb: Bomb Scare, Bomb Search, or Bomb Explosion

• boom: Boom

• botsg: Brand or Trademark Salvage Guarantee

• bpip: Named Individual Broadened Personal Injury Protection

• bpp: Business Personal Property

• bppec: Business Personal Property - Expanded Coverage

• bppib: Business Personal Property - Improvements and Betterments

• bpplt: Beauty Parlor Professional Liability and Tanning Exclusion

• bppof: Business Personal Property Off Premises

• bp ptr: Business Personal Property in Transit

• brand: Brands/Labels

• brcnt: Contract Penalty Coverage

• brd: Broad

• brebl: Existing Building Limit

• brhyd: Hydrostatic Water Pressure

• brick: Bricking (Electronic Devices Completely and Permanently Unable to Function)

• brkdn: Breakdown

• brkf: Broker Fee

• brmdc: Model Home - Contents

• brmdl: Model Home

• brmer: Builders Risk - Mercantile

• brmsl: Materials & Supplies Limit

• brpsg: Burglary/Robbery Safeguard

• brre: Brand Rehabilitation

• brres: Residence

• brsew: Sewer

• brtc: Bereavement and Trauma Counselling

• brtst: Testing Coverage

• brwar: Breach of Warranty

• brwor: Builders Risks without Renovations

• brwr: Builders Risks with Renovations

• bsbb: Boiler and Machinery - Basic - Small Business Policy

• bsbr: Boiler and Machinery - Broad - Small Business Policy

• bsbs: Spoilage

• bsp: Buy/Sell Protection

• bsplt: Barber Shop Professional Liability and Tanning Exclusion

• bstbo: Bursting of Boiler, Breakage of Shafts, or Any Latent Defects in the Machinery or Hull

• bt: Business Travel

• btpac: Business Travel Personal Accident

• btpbi: Breach of Third Party Business Information

• bulpm: Bullion and Precious Metals

• bulve: Bulletproof Vest

• burcr: Burial and Cremation

• burmn: Burglary and Robbery (Money)

• burns: Burns

• burst: Burglar and Robbery (Stock)

• bus: Business Income

• busah: Business Property Away From Home

• busee: Business Income without Extra Expense

• buser: Business Income with Extra Expense and Rental Value

• busin: Business Income with Extra Expense

• busit: Business Interruption (BI)

• busph: Business Property At Home

• buspr: Business Property

• busrn: Business Income with Rental Value without Extra Expense

• busst: Business Related Structure

• bval: Boiler and Machinery Valued Business

• cabld: Condo Association Building

• cac: Combined Additional Coverages

• cacb: Catastrophic Cash Benefit

• cadj: Aircraft Liability - Chemical, Adjacent Field

• calcx: Expenses Paid For Calculation Of Loss In Case Such Expenses Are Caused By An Insured Peril

• camra: Camera

• canbe: Cancer Benefit

• cancl: Cancellation

• cand: Canopy Deductible

• cargo: Cargo

• carjk: Carjacking

• casho: Cash On board

• cat: Catastrophe (other than certified acts of terrorism)

• catp: Comprehensive Airline Liability

• cbgls: Crack or Broken Glass

• cbull: Cyberbullying

• ccafl: Commercial Fine Arts

• cccb: Care, Custody, Control- legal liability Building

• cccn: Increased Limits of Liability - Coins

• ccdmg: Concealed Damage

• ccea: Electronic Apparatus Business and Vehicle

• cceab: Coverage C Electronic Apparatus Business Use

• cceav: Electronic Apparatus in Vehicle

• cceio: Electronic Apparatus In and Out of Vehicle

• ccexp: Call Center Expense

• ccf: Credit Card Forgery

• ccfu: Increased Coverage C Special Liability Limit - Fur

• ccgu: Increased Coverage C Special Liability Limit - Guns

• ccifh: Increased Coverage C Special Liability Limit - Ice Fishing Houses

• ccld: Customer Complaint Legal Defense

• ccmo: Increased Coverage C Special Liability Limit - Money

• ccol: Customized Coverage - Comprehensive

• ccost: Contract Cost

• ccpat: Credit Card Personal Accident and Travel

• ccpt: Aircraft Liability - Chemical, Crops Treated

• ccrcr: Reduced Coverage C (Personal Property) Credit

• ccsc: Increased Coverage C Special Liability Limit - Securities

• ccsv: Increased Coverage C Special Liability Limit - Silverware

• cctcd: Excess Credit Card Slip Theft, Disappearance or Destruction

• cctl: Contingent Control Tower Liability

• cdc: Cargo - Document Construction

• cdcrg: Container Demurrage Charges

• cdrpb: Consolidation, Repacking and/or Breakdown

• cdtcd: Credit Card Forgery and Counterfeit Money Increased Limits

• ceebi: Computer and Electronic Equipment Income Changes

• cffeb: Combined First Party Benefits - Funeral Expense

• cfftc: Computer Fraud and Funds Transfer Fraud

• cfftf: Computer Fraud and Funds Transfer Fraud Coverage

• cfhsc: Carrier for Hire - Shipper's Interest Contingent

• cfpb: Combined First Party Benefits

• cfrct: Custom Farming Receipts

• cfwch: ISM Code and ISPS Code Forwarding Charges

• cgl: Comprehensive General Liability

• cg spp: Customers’ Personal Property

• chabd: Child Abduction

• chicc: Child Care Center

• chice: Childcare Expenses

• cinvc: Circumstance Investigation Costs

• citl: Cargo In Transit Liability

• civil: Civil Liability

• ckeyr: Car Key Replacement

• cl: Contractual Liability

• clbi: Cyber Loss of Business Income

• clcrd: Contingent liability for crop dusting by independent aircraft

• clent: Client Entertainment Liability

• clffo: Collision Liability Or Contact With Fixed Or Floating Objects

• cliab: Cyber Liability

• cll: Cargo Legal Liability

• clmex: Claims Expense Coverage

• clovr: Collision and Overturn

• clsur: Claims Surcharge

• cmach: Comprensive Machinery Coverage

• cmb: Buildings and Contents Combined

• cmed: Comprehensive GL Medical Expense

• cmpaw: Compensation Awards

• cmpca: Compensation for Court Attendance

• cmpjs: Compulsory Jury Service

• cmpmo: Compulsory Military Orders

• cnbue: Contingent Business Income with Extra Expense

• cnbus: Contingent Business Income

• cnpol: Contamination and Pollution Removal

• cnteo: Contractors Errors and Omissions

• cntnr: Containers

• coent: Company/Entity Liability

• coerp: Condo D & O - Extended Reporting Period

• coexp: Costs and Expenses

• col: Completed Operations Liability

• coll: Collision

• colla: Collapse

• colsa: Commercial Condo Unit Owners Loss Assessment

• colsf: Sudden and Accidental Fatal Collisions

• colti: Collision with Trailer Interchange

• comab: Coma Benefit

• comar: Commercial Articles

• comca: Common Carrier

• comp: Comprehensive

• comrp: Commercial Condo Unit Owners Miscellaneous Real Property

• comrs: Community Rating System Discount

• comti: Comprehensive with Trailer Interchange

• comut: Commuting

• coneq: Contractors Equipment

• confi: Confiscation

• consa: Consultancy/Advisory Costs

• conta: Contingent Auto

• contg: Contingent Liability

• corei: Company Reimbursement

• corp: Corporate Owned Vehicle

• cosur: Cosmetic Surgery

• counb: Counselling Benefit

• couns: Counselling

• cpap: Contractor's Premium Adjustment Program

• cpatk: Computer Attack

• cpce: Cessna Pilot Center Endorsement

• cpdoc: Comprehensive Driving Other Cars

• cpic: Aircraft Liability - Chemical, Picloram, Tordon, Grazon

• cpl: Comprehensive Personal Liability

• cpleg: Consumer Protection Legislation

• cpo: Care for household individuals (elderly, disabled, not traditional daycare)

• cpvir: Virus and Hacking

• cqtll: Consequential Loss

• crew: Watercraft Crew Coverage

• crilc: Critical Illness / Cancer

• crill: Critical Illness

• crime: Crime

• cris: Crisis Management Expenses

• cross: Cross Liability

• crow: Aircraft Liability - Chemical, Right of Way

• csl: Combined Single Limit

• cso: Contractors/Subcontractors/Outsourcers

• cter p: Contractors Errors & Omissions - Extended Reporting Period

• ctldg: Control of Damaged Goods

• ctria: Cyber Terrorism

• ctrlo: Construction Trailers - Owned

• cuepe: Combined Unattached Equipment And Personal Effects Coverage

• culp: Customer Loss of Profits

• cumbr: Commercial Umbrella

• curtl: Curtailment

• custe: Customized Equipment

• cvlau: Civil Authority

• cwaiv: Waiver of Collision Deductible

• cyebi: Cyber Extortion Business Interruption

• cyexb: Cyber Extortion Business Interruption

• cyext: Cyber Extortion

• cyinv: Cyber Investigations

• cylee: Cyber Liability Extra Expense

• cylw: Cyber Lost Wages

• cvmdl: Cyber Media Liability

• cymhc: Cyber Mental Health Counseling

• cymuc: Miscellaneous Unnamed Costs

• cypfp: Cyber PCI Fines and Penalties

• cyrfp: Cyber Regulatory Fines and Penalties

• cytft: Cyber Theft

• damge: Damage

• darec: Cyber Data Re-creation

• datac: Data Compromise

• dcee: Date Change Exclusion (Year 2000) Endorsement

• dcex: Day Care Expenses

• dcgal: Designated Construction Projects General Aggregate Limit

• ddocs: Damage To Documents

• debrl: Debris Removal

• debtr: Debt Reduction Surcharge

• decon: DE / Consolidation

• dedbb: Deductible Buy Back

• defco: Defense Cost

• defti: Defective Title

• delin: Deliberate Intent Coverage

• delup: Delayed Unpacking

• demon: Demonstration

• desig: Designated Person

• dic: Difference In Conditions

• disap: Disappearance

• discm: Communicable Disease

• disp: Disposal Costs

• dispd: Discharge at a Port in Distress

• dkcgo: Deck Cargo

• dlgal: Designated Locations General Aggregate Limit

• dnbi: Dependent Network Business Interruption

• do: Directors and Officers Liability

• doc: Driver of Other Car

• docon: Directors and Officers of Residence/Office Condos

• domas: Domestic Assistance

• donlr: Donated Labor

• dpa: Data Protection Act

• dracl: Drive Away Collision

• drv: Number of Drivers or Operators

• drvab: Driving Abroad

• dscvr: Discovery Period

• dsf: Dependent System Failure

• dth: Death

• dthds: Death/Disablement/Disgrace

• duct: Dwelling Under Construction - Theft Limit

• dune: Dune Buggies

• dupre: Duplicate Records

• duty: Duty

• dwell: Dwelling (Coverage A)

• eai: Employees as Additional Insureds

• eal: Excess Airshow Liability

• eaocc: Each Occurrence

• eberp: Employee Benefits Liability Extended Reporting Period

• ebina: Equipment Breakdown Insurer Adjustment

• ebldg: Excess Building Coverage

• eblia: Employee Benefits Liability

• ebpp: Excess Contents / Personal Property

• ec: Extended Coverage

• ecds: Electronic Communications and Data Systems

• ecomm: Electronic Commerce

• edih: Incompatible Hardware and Media

• edlia: Electronic Data Liability

• edll: Educators Legal Liability

• edmin: Electronic Data Processing (EDP) Media/Data (Software) In Transit

• edp: Electronic Data Processing (EDP) Equipment

• edpbi: Electronic Data Processing (EDP) - Business Interruption

• edped: EDP Electrical Disturbance

• edpee: Electronic Data Processing (EDP) - Extra Expense

• edpeq: Electronic Data Processing (EDP) Equipment (Hardware) Owned

• edpfr: Computer Fraud

• edphw: Electronic Data Processing (EDP) Hardware

• edpin: Electronic Data Processing (EDP) Property in Transit

• edplc: Electronic Data Liability - Limited Coverage

• edple: Electronic Data Processing (EDP) Equipment (Hardware) - Leased

• edpmb: EDP Mechanical Breakdown

• edpmd: EDP - Media/Data

• edppc: Electronic Data Processing (EDP) - Protection and Control System

• edppp: Electronic Data Processing (EDP) Property on Premises

• edpsw: Electronic Data Processing (EDP) Software

• edpte: Telecommunications Equipment

• edqin: Electronic Data Processing (EDP) Equipment (Hardware) In Transit

• educr: Educational Institutions Expanded Crime

• ee: Extra Expense

• eef: Farm Extra Expense

• eel: Elevator and Escalator Liability

• eemdh: Excess Employee Dishonesty

• eer: Emergency Expense Reimbursement

• eesa: Extra Expense - Substitute Aircraft

• eetrp: Extra Expense - Temporary Replacement Parts

• efac: Emergency and First Aid Coverage

• efltr: Equipment Floater

• eglas: Extended Glass

• ekdnp: Express Kidnap

• el: Employers Liability

• ebkd: Electrical Breakdown

• elctr: Electrocution

• elev: Elevator - Collision

• elmch: Electrical or Mechanical Failure

• elnd: Emergency Landing

• elstk: Electronic Stock

• emerl: Emergency Removal Expenses

• emgrs: Emergency Service

• emmr: Emergency Medical Repatriation

• empaf: Emergency Management Preparedness and Assessment Fund

• empdh: Employee Dishonesty

• empdi: Employment Disputes

• empex: Employee Expenses

• empgt: Employee Theft Governmental Crime

• empin: Employees as Insureds

• empth: Employee Theft

• emre: Emergency Room – Escalator

• emrlc: Employment Relocation

• emtrn: Emergency Transportation

• enc: Exclusion of Named Customers

• engar: Engineers/Architects/Surveyors

• enhend: Enhancement Endorsement

• envir: Environmental Liability

• epip: Extended Personal Injury Protection

• epli: Employment Practices Liability Insurance

• eq: Earthquake

• eqeng: Earthquake - Engineering Service

• eqinc: Earthquake Inception

• eqlr: Equipment Leased/Rented

• eqn: Equine

• eqn1s: Congenital First Season Infertility

• eqnat: Attacks by Dogs or Wild Animals (Except to Sheep)

• eqnba: Barrenness (failure of a mare to conceive)

• eqnbb: Broodmare Barrenness

• eqncc: Colic Costs Extension

• eqnci: First Season Congenital Infertility

• eqndr: Dressage

• eqnev: Eventing

• eqnfi: Foetus Insurance

• eqnfl: Financial Loss/Loss of Income (stallion’s inability to cover mares)

• eqnie: Frustration of Import/Export

• eqnma: Mare Availability

• eqnpf: Prospective Foal (failure of a mare to maintain a pregnancy)

• eqnsj: Showjumping

• eqntf: Stallion Permanent and Total Infertility due to Accident, Sickness, and Disease

• eqntp: Equine Related Third Party Liability

• eqp: Equipment

• eqpbk: Equipment Breakdown

• eqple: Equipment Leased From Others

• eqplo: Equipment Loaned To Others

• eqrcn: Earthquake - Reconstruction Cost

• eqsl: Earthquake Sprinkler Leakage

• equfl: Equipment Floater

• er: Employers Responsibility

• erai: Employer as Additional Insured

• erisa: Employee Retirement Income Security Act

• erksp: Earthquake - Sprinkler

• erqk: Earthquake

• erqkf: Earthquake and Flood (Mobile Homes)

• errom: Errors & Omissions

• escvc: Emergency Security Evacuation

• eslrw: Entry of Sea/Lake or River Water

• ethpr: Employee Theft Clients Property

• ethrt: E-Threat Expenses

• etnop: Employee Theft Name or Position

• eurmb: European Motor Breakdown

• eurol: Eurolaw Personal Legal and Tax Advice Service

• evm: Electronic Vandalism

• exbfl: Exhibition

• exbrd: Extended Broad Form

• excnt: Expense Constant

• exel: Excess Employers Liability

• exlia: Excess Liability

• exmed: Extended Medical Expense

• exnon: Extended Non-Owned

• expen: Other Expenses

• expl: Explosives

• expln: Explosion

• expme: Expatriate Medical Expenses / International Medical Plans (excluding US)

• exprs: Property in Transit - Express Carriers

• exprt: Expert Fees

• extcv: Extension of Coverage

• extrd: Extradition Proceedings

• extrt: Extortion

• extth: Extended Theft

• f: Fire

• facs d: Facial Scarring and Disfigurement

• fason: Fuel and Stores Onboard

• fbol: Fraudulent Bill of Lading & Receipt

• fclia: Farm Commercial Liability

• fcpl: Farmers Comprehensive Personal Liability

• fdll: Fire Damage Legal Liability

• fdsc: Fire Department Service Charge

• feb: Funeral Expense Benefit

• felia: Fellow Employee Liability

• fence: Fence

• fery: FAA Ferry Flights and Permits

• ffadc: Fixed Fire Appliance Discharge Cover

• ffos: Furniture, Fixtures, and Office Supplies

• fhor: Farm/Household Operations Records

• fia: Fixtures, Improvements, and Alterations

• fiart: Fine Arts Floater

• fiduc: Fiduciary Liability

• fiflo: Fixed and Floating Objects

• finlo: Financial Loss

• firdm: Fire Damage/Damage to Rental Premises

• fire: Fire

• firex: Fire and Explosion

• fitrv: Forensic IT Review

• fix: Fixtures

• flavc: Felonious Assault and Violent Crime

• fll: Fire Legal Liability

• fllex: Excess Fire Legal Liability

• flood: Flood

• flreo: Florists Errors and Omissions

• fmec: Family Member Extended Coverage

• fmprt: Family Protection

• fnd: Dwelling Foundation Coverage

• foam: Emergency Foaming

• fob: Free On Board Shipments

• fod: Foreign Object Damage

• fog: Farmers, Owner, Grower

• forch: Forged Checks

• fored: Foreign Endemic Disease Coverage

• forg: Forgery

• forga: Forgery or Alteration

• forgn: Foreign Workers Compensation Coverage

• forgs: Forged Securities

• forma: Form A - Employee Dishonesty

• formb: Form B - Forgery or Alteration Coverage

• formc: Form C - Theft, Disappearance, and Destruction

• formd: Form D - Robbery & Safe Burglary

• forme: Form E - Premises Burglary

• formf: Form F - Computer Fraud

• formg: Form G - Extortion

• formh: Form H - Premises Theft and Robbery

• formi: Form I - Lessees of Safe Deposit Boxes

• formj: Form J - Securities Deposited with Others

• formk: Form K - Liability for Guest Property - Safe Deposit Box Coverage Form

• forml: Form L - Liability for Guest Property - Premises Coverage Form

• formm: Form M - Safe Deposit Repository

• formn: Form N - Safe Depository Direct Loss Coverage

• formo: Form O - Public Employee Dishonesty - Per Loss

• formp: Form P - Public Employee Dishonesty - Per Employee

• formq: Form Q - Robbery & Safe Burglary Money & Securities

• formr: Form R - Money Orders and Counterfeit Currency

• forre: Foreign Repatriation Expense & Increased Limits

• fortl: Foreign Transit and Location Coverage

• fortv: Foreign Travel

• fose: Fishing or Sports Equipment

• four_atv: Four Wheel ATVs

• fp: Faithful Performance

• fpb: First Party Benefits

• fpdr: Fire Protection Device Recharge

• fpliab: Farm Personal Liability

• fraud: Identity Fraud Expense Coverage

• frdec: Fraud and Deceit

• freez: Refrigerated Products

• frmap: Foreign Military Aircraft Products

• frnch: Franchise Credit

• frv: Fair Rental Value

• frval: Fair Rental Value & Additional Living Expense

• fsale: Foreign Sales

• fst: Fuel Storage Tank

• ft: Fire and Theft

• ftc: Fire, Theft, and Combined Additional Coverage

• ftf: Funds Transfer Fraud

• funex: Funeral Expenses

• fungi: Fungi, Wet Rot, Dry Rot, and Bacteria

• funrl: Funeral Directors Professional Liability

• fvre p: Full Value Replacement Cost

• gac: General Average Contribution

• gap: Lease/Loan Gap

• gaspp: Gasoline Pumps

• gavsc: General Average and Salvage Charges

• gbicl: Garage Business Interruption Collision without Extra Expense

• gbico: Garage Business Interruption Comprehensive without Extra Expense

• gbiec: Garage Business Interruption Comprehensive with Extra Expense

• gbiel: Garage Business Interruption Collision with Extra Expense

• gbies: Garage Business Interruption Specified Causes of Loss with Extra Expense

• gbisp: Garage Business Interruption Specified Causes of Loss without Extra Expense

• gcext: Cyber Extortion Group

• gcl: Ground Chemical Liability

• gcoll: Garage Collision

• gcomp: Garage Comprehensive

• gcrex: Cyber Response Expenses Group

• gcybc: First Party-Computer Attack Group

• gdal: Defense and Liability Group

• gdat: Data Compromise Liability Group

• geml: Electronic Media Liability Coverage Group

• genag: General Aggregate

• genen: General Endorsement

• gfrc: Garage Financial Responsibility Certificate

• ghng: Ground Hangarkeepers Liability

• gidrc: Identity Recovery Group

• gkl: Garagekeepers Liability

• gklli: Garage Keepers Legal Liability

• gl: General Liability

• glass: Glass

• glast: Tenant Glass

• glcov: General Liability Manual Coverage

• glfpd: Golf Course Physical Damage

• glib: Grounding Liability

• glsp: Garage Limited Specified Perils

• gnet: Network Security Liability Group

• gnspl: Third Party-Network Security Liability Group

• goao: Liability - Garage Operations Auto Only

• goaot: Liability - Garage Operations Auto and Other Than Auto

• golf: Golf Cart Physical Damage

• golfl: Golf Cart Liability

• goota: Liability - Garage Operations Other Than Auto Only

• gotc: Garage Other Than Collision

• govr: Government Recall

• gperl: Garage Specified Perils

• grave: Grave Markers Coverage

• gnbr: Build or Replace with Green Building Materials or Appliances

• grp1: Group 1 Perils

• grp2: Group 2 Perils

• grrf: Gross Receipts Reporting Form

• gru pe: Green Upgrades Extended Period of Restoration

• grupr: Green Upgrades Related Expenses

• grups: Green Upgrades

• gs act: Good Samaritans Act

• guarp: Guaranteed Replacement

• gvols: Guest Voluntary Settlement

• hac: Hired Auto Cargo

• hail: Hail

• hailx: Hail Exclusion

• hcf: Hurricane Catastrophe Fund - Emergency

• hdaca: Home Day Care Provider

• hear: Hearing Aid Professional Liability

• hfiaa: Homeowner Flood Insurance Affordability Act Surcharge

• hijck: Hijack

• hivoa: HIV Occupational Accident

• hjack: Hijacking

• hkll: Hangarkeepers Legal Liability

• hll: Host Liquor Liability

• hmavm: Home Alteration and Vehicle Modification

• hmvmb: Home/Vehicle Modification Benefit

• hna: Hired/Non-Owned Automobile Combined

• hnpip: Hired Non-Trucking Personal Injury Protection

• hntl: Hired Non-Trucking Liability

• hntmp: Hired Non-Trucking Medical Payments

• hohcr: Home Health Care & Hospice Expanded Crime

• hoprl: Hospitals Professional Liability

• horse: Horse Surcharge

• hosc: Hospital Cash

• hospi: Hospitality Endorsement

• hostg: Hostage Situations

• hoxcr: Hotel Expanded Crime

• hpp: Household Property

• hrdbd: Hired/Borrowed (includes bodily injury)

• hrnot: Non-Truckers Hired/Borrowed

• hsman: Health and Safety Manslaughter

• htub: Hot Tub Liability

• huld: Hull Deductible

• hull: Hull Coverage - Physical Damage

• hurho: Hurricane Haul-Out

• hurp: Hurricane Protection Coverage

• hurr: Hurricane

• hurra: Annual Hurricane Deductible

• hypop: Hypothecated Property

• iccpr: Increased Cost of Compliance Premium

• iccw: Increased Cost of Working

• icl: Independent Contractors Liability

• icore: Insured Company Reimbursement

• idmon: Identity Monitoring Expense

• idrc: Identity Recovery

• ifp: Initial Farm Premises

• ifpl: Incidental Farming Personal Liability

• ifpla: Incidental Farming Away From Residence Premises

• iga: Insurance Guaranty Association

• igaan: Insurance Guaranty Associates Andrew

• ihbse: In-Home Business Extended Coverage

• ihbus: In-Home Business Coverage

• iip: Infringements of Intellectual Property Rights

• imml: Incidental Medical Malpractice Liability

• inad j: Insurer Adjustment

• inbm: Installation or Building Material Job Site All Classes

• inbus: Incidental Business Activities

• incb: Increased Limits of Liability on Coverage B (Other Structures)

• incbp: Increased Limits on Business Property

• incc: Increased Limits Coverage C

• incpr: Income Protection

• indpr: Indemnity to Principals

• inel: Increased Employer's Liability

• infgd: Inflation Guard Endorsement

• infl: Inflation Guard

• infrv: Fair Rental Value Increased Limits

• injl: Increased Special Liability Limit - Jewelry

• inkl: Innkeepers Liability

• inlw: Coverage for Injury to Leased Workers

• inslh: Insolvency Hearing Costs

• inspp: Income Support Properties

• instl: Installation

• intrn: In Transit

• inval: Increased Value Cover

• invst: Investigation

• ip hrr: Improper Home Repair and Remodeling

• isc: Increased Storage Costs

• itran: International Transit

• jetsk: Jet Ski Liability Coverage

• jewbl: Jewelers Block

• jntlf: Joint Life / Second to Die

• jttsn: Jettison

• jvenl: Joint Venture Liability

• kdn p: Kidnap

• keypp: Key Man and Partnership Protection

• keypr: Keyman Protection

• lac: Loss Assessment

• laceq: Loss Assessment for Earthquake

• landc: Incidental Motorized Land Conveyances - Liability Only

• lani: Liability Assumed by the Named Insured

• lapeq: Loss Assessment Property (Inc. Earthquake/Volcanic Eruption)

• laweo: Lawyers Errors and Omissions

• lbmed: Liability and Medical Expense

• lcoll: Limited Collision

• lcrs: Limitations on Coverage for Roof Surfacing

• ldbp: Loss/Damage to Personal Belongings

• ldocs: Loss of Documents

• ldr: Rented Land or Acres

• ldscf: Accident in Loading Discharging or Shifting Cargo or Fuel

• ldspr: Landscaper Endorsement

• lead: Lead Liability

• lead b: Lead Buy Back

• leadx: Lead Liability Exclusion

• lease: Auto Lease

• lecf: California WC Labor Enforcement and Compliance Fund

• leglb: Legal Liability

• legrv: Legal Review

• lerqk: Limited Earthquake Coverage

• lfdp: Losses from Dishonesty

• lfemp: Liability to Farm Employees

• lfs lb: Limited Fuel System Liability Buyback

• lfst: Liability Fuel Storage Tank

• lgldc: Legal Defense Costs

• lglex: Legal Expenses

• lglib: Legal Liability

• lglpt: Legal Protection

• lgtng: Lightning

• lhire: Loss of Hire

• liab: Premises Liability

• liabl: Liability

• liap: Liability to Public

• libel: Libel or Slander

• light: Lightning Protection

• liqbi: Liquor Liability Bodily Injury

• liqms: Liquor Liability Loss of Means of Support

• liqpd: Liquor Liability Property Damage

• liqpl: Liquor Liability Other Pecuniary Loss

• liqur: Liquor Liability

• llce: Lessor's Liability Coverage Extension

• llelf: Limited Value Replacement Cost - Buy Back

• llf: Landlord's Furnishings

• lll: Liquor Law Liability

• lncmp: Auto Loan - Comprehensive

• lncol: Auto Loan - Collision

• lnd: Land or Acres

• lndmv: Land Movement

• loan: Loan - Gap Coverage

• loda: Loss of Driving Ability

• lodc: Loss of Driving Confidence

• loh: Loss of Hearing

• loio: Loss of Internal Organ

• lol: Loss of Limb

• loli: Loss of License

• lop: Loss of Profits

• lor: Loss of Revenue

• los: Loss of Sight

• losp: Loss of Speech

• lou: Loss of Use (Coverage D)

• lpd: Limited Property Damage Liability

• lpdc: Lessor's Physical Damage Coverage Extension

• lpl: Lessor's Product Liability

• l raro: Large Risk Alternative Rating Option

• lrbc: Leased, Rented, Borrowed Contract Expense

• lru: Limited Rental Use

• lsint: Leasehold Interest

• lsper: Limited Specified Perils

• lsrp: Loss Sensitive Rating Plan

• lssfe: Life Saving Surgical Fees Endorsement

• lssin: Loss of Income

• lssus: Loss of Use (incapacity and infertility)

• lssvl: Loss in Value

• lucp: Lay Up Credit Provision

• lul: Loading Unloading

• luse: Loss of Use

• lutil: Loss of Utility Services

• luxry: Luxury Item Replacement Cost

• lvap: Livestock Additional Perils

• lvds: Disease (specific livestock diseases)

• lvreb: Limited Value Replacement Cost - Buy Back

• lvrep: Limited Value Replacement Cost

• lvstk: Livestock Collision Coverage

• lwd: Limited Water Damage

• mac: Mental Anguish Coverage

• maceq: Machinery, Equipment

• mall: Malpractice Liability

• mar: Marine

• mb: Mechanical Breakdown

• mcare: Managed Care Option

• mceom: Mechanics Errors & Omissions

• mdfco: Molestation Defense Costs and Inquiry Costs

• medas: Medical Assistance 24/7 Helpline

• medev: Medical Evacuation

• medex: Medical Expense Limit

• medfe: Medical Payments to Farm Employees

• medos: Overseas Medical Expenses

• medpm: Medical Payments (Coverage F)

• memvl: Mobile Home Equipment Subject to Motor Vehicle Laws

• mequ: Mobile Equipment

• merc s: Mercantile/Service

• mexco: Mexico Coverage

• mexl: Mexican Liability

• mgafe: MGA Fee

• mgbuy: Management Buyout

• mhc: Motor Home/Camper Content

• min: Mine Subsidence

• minix: Expenses Paid for Minimizing of Damages

• minpr: Mining Properties

• misbd: Miscellaneous Building Real Property Coverage

• mjmed: Major Medical

• mlcar: Multi-Life Catastrophe Accumulation Risk

• mml: Medical Malpractice Liability

• mng: Mining Risks

• mnsof: Monies and Securities Off Premises

• mnson: Monies and Securities On Premises

• mnyot: Money - Outside Premium

• mocpc: Money Orders and Counterfeit Paper Currency

• mocyc: Number of Motorcycles

• moeo: Manufacturer Errors and Omissions

• mold: Limited Coverage for Fungus, Wet or Dry Rot, and Bacteria

• mold1: Mold, Mildew, and Fungus Limited Coverage

• moldi: Mold Increased Limits

• moltm: Molten Materials Damage or Discharge

• money: Money

• monls: Money in Locked Safe

• mop: Misdirection of Passengers

• moped: Mopeds

• morta: Mortality

• mortf: Full Mortality

• mot: Motor

• mpds: Property in Transit - Merchants Parcel Delivery Service

• mpfl: Miscellaneous Property

• mpip: Motorcycle Personal Injury Protection

• mppbl: Medical Payments to Public

• mrf: Maintenance or Repair Flights

• msec: Money & Securities

• msecp: Money and Securities On Premises

• mseum: Museums

• msoff: Money and Securities Off Premises

• msop: Outside The Premises Money And Securities Other Property

• mtc: Motor Truck Cargo

• mte: Maintenance Tools and Equipment

• mtf: Machinery, Tools and Fittings

• mtr: Mass Tenants Relocation

• muins: Multiple Insurance Companies

• music: Musical Instruments

• nabpp: Newly Acquired Business Personal Property

• napc: Newly Acquired Private Car

• n bldg: NFIP Building Coverage

• nbpp: NFIP Contents / Personal Property

• ncomp: Named Component Cover

• ncr: New Car Replacement

• ndcl: Named Driver Collision

• ndevc: Natural Disaster Evacuation

• nedo: Non-Executive Directors and Officers Liability

• neg: Negligence

• negi: Negligent Instruction Liability

• netsp: Network Security and Privacy Liability

• newap: Newly Acquired Property

• newaqbldg: Newly Acquired Building

• newaqbpp: Newly Acquired Business Personal Property

• newaqee: Newly Acquired Premise - Extra Expense

• newsd: Newly Acquired Subsidiary

• nfpfo: Not for Profit Directors and Officers Liability

• ngvs: Non-Owned Guest Voluntary Settlement

• nmalw: Named Malware

• nmlw3: Named Malware - Third Party

• nmocp: Negligence Of Master Officer Crew Or Pilots

• noal: Non-Owned Aircraft Liability

• nohc: Non-Owned Hangar/Contents

• nol: Non-Owned Liability

• nomp: Non-Owned Medical Payments

• nopd: Non-Owned Aircraft Physical Damage

• notr: Non-Owned Trailers

• notrl: Non-Owned Detached Trailer

• nownd: Non-Owned

• noxcs: No Excess

• nrc: Negligence Of Repairers Or Charterers Provided They Are Not Assured Hereunder

• nsded: Named Storm Deductible

• nsplt: Nail Salon Technician Professional Liability & Tanning Exclusion

• nspry: Custom Farming – No Spraying

• ntria: Terrorism Coverage falling outside of TRIA (2002, USA) (non-certified acts)

• nvtvc: Navigation TV On Board Computer

• nwahc: Negligent Or Wrongful Act By Hirers Or Charterers

• nwind: Named Windstorm

• nyma: New York Mutual Aid

• oacp: Owned Aircraft / Piloting

• oale: Off Airport Landing Exclusion Endorsement

• obel: Optional Basic Economic Loss

• obfal: Contact With Aircraft Or Similar Objects Or Objects Falling Therefrom Land Conveyance Dock Or Harbor Equipment Or Installation

• obu: Occasional Business Use

• occex: Occupational Exposures

• ocp: Owners and Contractors Protective

• odocs: Other Documents of High Value such as share certificates, bonds and associated financial instruments

• oem: Original Equipment Manufactured Parts

• offnr: Office, Professional Private School, Studio - Other Residence

• offrp: Office, Professional Private School, Studio - Residence Premises

• ofnr: Office, Professional Private School, Studio - Other Residence (used for multiples)

• ofrp: Office, Professional Private School, Studio - Residence Premises (used for multiples)

• oilsr: Oil Spill Remediation

• onbrd: On Board Testing

• onwtr: Onwards Transportation

• ooprl: Opticians/Optometrists Professional Liability

• opal: On Premises Auto Liability

• opot: Off Premise Overhead Transmission

• oprid: Operation Id

• ops: Off Premises Structure Specific Coverage

• optbd: Building Options

• optbi: Optional Bodily Injury To Others (MA)

• otppp: Optional Personal Property - Legal Liability

• os: Other Structures (Coverage B)

• os ccl: Any One Outside Showcase WHILE Closed For Business

• oscop: Any One Outside Showcase WHILE Open For Business

• oseqk: Other Structures Earthquake

• oshef: Workers’ Occupational Safety and Health Education Fund

• osi: Other Structures - Individual Structure

• oswcl: Any One Show Window While Closed For Business

• oswop: Any One Show Window While Open For Business

• ot: Other

• otc: Other Than Collision

• otexp: Other Expense - Additional Personal Injury Protection (APIP)

• otsrp: Replacement Cost Loss Settlement for Certain Non-Building Structures

• otst: Other Structures

• otstr: Unit-Owners Other Structures

• outen: Outside Entity

• outpr: Outdoor Property

• outsi: Outside Signs

• ovacc: Overnight Accommodation

• ovcrd: Over-Carried

• pacc: Personal Accident

• pacco: Personal Accident ‘Carve Out’

• pacp: Personal And Crew Property

• pairs: Pairs / Sets

• paper: Valuable Papers

• parlu: Paralysis / Loss of Use

• pbl: Premises Blanket Limit

• pbldg: Alternative Market Primary Building Coverage

• pbpp: Alternative Market Primary Contents Coverage

• pbtp: Personal & Business Travel Packages

• pc: Home Computer

• pcc: Property in the Care of a Common or Contract Carrier

• pckrs: Packers

• pcl: Personal Umbrella

• pclmp: Personal Umbrella Medical Payments

• pclun: Personal Umbrella Underinsured Motorist

• pd: Property Damage

• pdbi: Physical Damage and Bodily Injury

• pdlbd: Business Liability Coverage - Property Damage Liability Deductible

• pdmm: Patterns, Dies, Molds and Models

• pdofc: Property Damage to Offices and Contents

• pdyp: Property Damage to Your Product

• peff: Personal Effects

• peleq: Personal Electronic Equipment

• pendingandpriorlitigationdate: Pending and Prior Litigation Date

• peneq: Permanent Entertainment Equipment

• penne: Permanent Entertainment and Navigational Equipment

• peres: Period of Restoration

• peril: Specified Perils

• permd: Permanent Total Disability (accident-only or accident/sickness, excluding US)

• perno: Personalized Number

• perom: Printers Errors and Omissions

• perti: Specified Perils with Trailer Interchange

• pevac: Political Evacuation

• pfire: Physical Damage Fire

• pflfl: Professional Flying

• pfrth: Fire and Theft

• pfst: Property Fuel Storage Tank

• pgas: Personal and Group Accident & Sickness

• phnr: Power, Heat and Refrigeration

• piadv: Personal and Advertising Injury Liability

• pihom: Personal Injury Endorsement

• pil: Personal Injury Liability

• pilim: Personal Injury Limitation (Personal Umbrella Liability Coverage)

• pintr: Property In Transit

• pioc: Permitted Incidental Occupancies (Dwelling Fire ONLY used for multiples)

• piocc: Permitted Incidental Occupancies (Dwelling Fire ONLY)

• pip: Personal Injury Protection

• pircy: Piracy

• pjwl: Personal Jewelry Collections

• pk: Peak Season

• pl: Personal Liability (Coverage E)

• pliab: Personal Liability/Assault

• pliae: Alternative Market Loss of Income or Additional Living Expense

• plod: Physical Loss Or Damage Cover

• plp: Private Power and Light Poles

• plpa: Passenger Liability - Personal Accident Ins

• plso: Premises Liability - Scheduled Only

• pmp: Premises Medical Payments

• po: Property Of Others

• poebs: Pension Or Employee Benefit Schemes

• poedp: Portable Electronic Data Processing (EDP) equipment

• pofpk: Premier Office Package

• polfe: Policy Fee

• polut: Pollution Liability

• polws: Limited Pollution Coverage at Worksite

• pop: Property Off Premises

• possn: Postal Sendings

• pp: Personal Property (Coverage C)

• ppd: Permanent Partial Disability (PPD)

• ppdbi: Property Damage and Business Interruption

• ppee: Preferred Pilot Expansion Endorsement

• ppeqk: Contents - Earthquake

• ppi: Property Protection Insurance

• pposs: Personal Possessions

• ppot: Personal Property of Others

• pprep: Personal Property Replacement Cost (Form # Varies)

• ppxs: Personal Property Excluding Stock

• prafl: Personal Article Floater

• praw: Property Away From Premises

• prco: Property Covered

• prcov: Property Manual Coverage

• prcsa: Property In Custody of Selling Agent or Salesperson

• prdco: Products/Completed Operations

• prdjt: Property On Premises of any Dealer or Similar Bailee in the Jewelry Trade

• prds: Products - Sale of Aircraft

• prem: Premises/Operations

• prevx: Expenses Paid For Prevention Of Damages In Case Such Expenses Are Caused By An Insured Peril

• prex: Property on Exhibit

• prexp: Products Recall Expenses

• prext: Products Extortion

• prgeo: Programmer Errors and Omissions

• prins: Property In Safe

• prize: Prize Indemnification

• prlrs: Restricted Perils

• prnco: Property Not Covered

• prnt: Printers - Mistakes Coverage on Personal Property

• probs: Probation Surcharge

• procr: Rental Property Underlying Limit Credit

• prod: Products Liability

• prof: Professional Liability

• prog: Product Guarantee

• pronp: Property On Premises

• propded: Property Deductible

• prore: Product Rehabilitation

• prpct: Property Protection

• prpp: Property Plus

• prres: Cyber Public Relations (as related to PR response)

• prrex: Pre-recall Expenses

• prsvs: Public Relations Services

• prtsg: Protective Safeguard

• prvcm: Privacy Complaints

• prvcy: Privacy Notification Expenses

• prwrf: Pier/Wharf Loss or Damage

• ps: Peak Season

• psa: Products - Sale of Aircraft

• psabu: Physical/Sexual Abuse

• pscpl: Pastoral Counseling Professional Liability

• pspp: Peak Season Personal Property

• psrlo: Perils Of The Seas Rivers Lakes Or Other Navigable Waters

• pst: Plants, Shrubs and Trees

• pstin: Past Insured Person

• psysv: Psychiatric Services

• psytb: Psychological Therapy Benefit

• ptd: Permanent Total Disability (PTD)

• pthwd: Theft and Windstorm

• pto: Permission To Occupy

• ptsd: Post Traumatic Stress Disorder

• pubcv: Public Conveyance

• puni: Punitive Damages

• pvl: Partial Vehicle Loss

• pvtfl: Private Flying

• pwthe: Product Withdrawal Expense

• radc: Radioactive Contamination Property Damage

• radioc: Radioactive Contamination

• rain: Rain

• rbwac: Property in Transit - Railroad, Passenger Bus Lines, Waterborne or Air Carriers

• rcc: Replacement Cost Contents

• rccmt: Riot and Civil Commotion

• rccs: Replacement Child Car Seats

• rc cst: Reconstruction Cost (Museum)

• rc d: Replacement Cost - Dwelling

• rchme: Repair Costs To Damaged Parts Of Hull Machinery And Other Equipment

• rcnbs: Replacement Cost Loss Settlement for Certain Non-Building Structures

• rcrsh: Re-Consigned or Re-Shipped

• rdefc: Regulatory Defense Cost

• rdrag: Road Rage

• rdstd: Roadside Stands

• recex: Recall Expenses

• recld: Recall Liability Damages

• recn: Construction/Reconstruction

• recov: Recovery

• recv h: Recreation Vehicle Liability

• redun: Redundancy

• refbr: Refrigeration Breakdown

• refda: Reserve Fund Assessment

• refl: Referral Liability

• refrg: Refrigerated Products

• regfn: Regulatory Fines

• rehab: Rehabilitation

• reic: Reinstallation Costs

• reloc: Relocation Expenses for Tenants

• reno: Renovations - Cost

• renov: Renovations

• rent: Number of Rented Dwellings

• repeq: Reproduction Equipment

• repex: Replacement Expenses

• rephm: Reputational Harm

• repre: Repatriation of Remains

• repsv: Additional PIP - Replacement Services/Survivors Replacement

• reput: Reputational Crisis Costs

• rescs: Residential Cleaning Services

• resem: Resident Employee Coverage

• resi: Residential Endorsement

• resid: Number of Residences

• respr: Residence Premises 3 or 4 Family Dwelling

• rest: Restaurant Liability

• retex: Retraining Expenses

• retrf: Returned / Refused

• rewrd: Arson Reward

• riskded: Risk Deductible

• rkeyl: Re-keying of Locks

• rmail: Property in Transit - Registered Mail

• rmvl: Recreational Motor Vehicle Liability (other than snowmobiles and watercraft)

• rnsm: Ransom

• rntot: Unit-Owners Rental to Others

• rntrn: Ransom in Transit

• road: Emergency Roadside Assistance

• robbe: Robbery Benefit

• robot: Inside The Premises Robbery Or Burglary Of Other Property

• robry: Robbery

• rotc: ROTC Liability Endorsement

• rpded: Deductible Adjustment

• rphme: Replacement Costs Of Damaged Parts Of Hull Machinery And Other Equipment

• rr: Repair/Replacement

• rreim: Rental Reimbursement

• rrgap: New Car Replacement and Gap Coverage

• rrprl: Railroad Protective Liability

• rrrex: Refund, Replacement & Repair Expenses

• rrt: Residence Rental Theft

• rsrhc: Rest and Rehabilitation Costs

• rssp: Radio Shop Spare Parts

• rtlex: Retailers Expenses

• rtt rn: Rate Transition

• rtva: Radio / Television (TV) Antenna

• runof: Run Off Cover

• rvpp: Replacement Value - Personal Property

• rvtrl: Recreational Vehicle as Temporary Residence - Liability

• rwrdd: Reward Expenses

• saaca: Specified Additional Amount of Insurance Coverage A

• salab: Sue And Labour

• sampl: Samples

• sapip: Suspension of Added Personal Injury Protection

• sbb: Spanish Bail Bond

• sbi: Suspension of Bodily Injury Liability

• sbwbl: Systems Breakdown - With Boilers

• schac: School Activities

• scoll: Suspension of Collision Coverage

• scomp: Suspension of Comprehensive Coverage

• scsl: Suspension of Combined Single Limit Liability

• sdb: Sewer or Drain Backup

• sdexp: Strikes Diversion Expenses

• secbe: Security Breach Expense

• selin: Sellers Interest

• sepip: Suspension of Extended Personal Injury Protection

• sewer: Water Backup of Sewers and Drains

• shco: Shipper Contingent

• shfcn: Shortage from Containers

• shore: Shore Cover

• shpf: Schweizer Helicopter Program Fee

• shtot: ShutOut

• sibtf: Subsequent Injury Benefit Trust Fund

• sick: Sickness/Illness

• sign: Sign

• sink: Sinkhole Collapse

• sl: Sprinkler Leakage

• sldcn: Sealed Containers

• sllim: Service Loss Limits (Must be used with coverage code OTEXP)

• slsmp: Salespersons Samples

• slvg: Salvage

• snkng: Sinking

• snowm: Snowmobile Liability

• soal: Sale of Owned Aircraft Liability

• softc: Soft Cost

• sorcv: Sound Receiving and Transmitting

• sorpe: Sound Reproducing Equipment

• sound: Sound Receiving and Transmitting Equipment

• spac: Secured Party's Interest - Additional Coverage

• spar: Spares Coverage

• spare: Spare Parts and Fuel

• spas: Student’s personal property while at school

• spc: Special Including Theft

• spcex: Special Excluding Theft

• spcie: General Specie

• spd: Sports Disability (Amateur & Professional)

• sped u: Special Education

• splg: Spoilage

• splga: Spoilage Breakdown

• splgc: Spoilage Power Outage

• spls: Special Loss Settlement

• spoac: Sponsored Activities

• spoil: Spoilage of Perishable Stock

• spous: Supplemental Spousal Liability

• spp: Scheduled Personal Property Endorsement

• spp co: Snow Plow Products - Completed Operations Hazard Coverage

• sppp: Special Personal Property

• spsc: Spoilage Coverage At The Selling Price

• srb: Secondary Residence Building Additions and Alterations

• srch: Search and Rescue

• srl: Student/Renter Liability

• sro: Structures Rented to Others

• srvoc: Service Occupancy

• srvst: Service Station

• ssc: Separate or Sub-contractor

• sscex: Separate or Sub-contractor Exclusion

• sspip: Suspension of Single Limit Additional Personal Injury Protection

• stalk: Stalking Threat

• statl: Statutory Liability

• stchg: Sorting Charges

• stctr: Structures

• stdpr: Damage Due To Standard Perils

• stdst: Standalone Storage

• stk: Stock

• stk tp: Stock Throughput

• stmpc: Coin and Stamp Collections

• stock: Stock

• stopg: Stop Gap - Employers Liability

• storm: Named Storm Percent Deductible

• strdg: Stranding

• strip: Special Trip

• sts: State Surcharge

• stybi: Stay-Behind Insurance

• sum: Suspension of Uninsured Motorist Liability Coverage

• sumcs: Suspension of Uninsured Combined Single Limit

• sumpd: Suspension of Uninsured Motorist Property Damage

• surbe: Surgical Benefits

• surgy: Surgery

• swmpl: Swimming Pool

• syrec: Cyber System Restoration Costs

• t: Theft

• tafed: Tuition and Fees - Other Ed Services

• tarco: Target Commodities

• tch: Teachers Liability

• tcke q: Tack and Equipment

• tdp: Territory Differential Premium

• temll: Garage Temporary Location Limit

• tentl: Tenants Liability

• terr: Terrorism

• terx: Territory Expansion

• test: Testing

• texp: Territory Expansion

• tffdp: Three Or Four Family Dwelling Premises Liability HO4

• tfst: Tuition and Fees - Students

• tftbb: Theft Buy Back

• thefi: Theft Coverage Increase

• theft: Theft

• thfnc: Theft Endorsement (Newly Constructed Unoccupied Dwelling)

• thftb: Theft of Building Materials

• thfur: Theft and Unlawful Removal

• three_atv: Three Wheel ATVs

• thrrs: Threat Response

• thul: TRIA Hull Endorsement

• tib: Tenants Improvements and Betterments

• tkdnp: Tiger Kidnap

• tl: Towing and Labor

• tlib: TRIA Liability Endorsement

• tmanl: Treatment Of Animals

• toole: Tools - Employee's

• toolh: Hand Tools Coverage

• tooll: Tools - Leased

• toolo: Tools - Owned

• tools: Tools

• tort: Tort Option

• total: Total Coverage

• totdb: Total Disability Benefits - Personal Injury Protection (PIP)

• totls: Total Loss

• tower: Towers or Antennas

• tpd: Temporary Partial Disability (TPD)

• tpec: Tax Protection Employers Compliance

• tpet: Third Party Emergency Treatment

• tpf: Third Party, Fire

• tpfae: Tax Protection Full Or Aspect Enquiries

• tpfl: Third Party Financial Loss

• tpft: Third Party, Fire And Theft

• tplia: Third Party Liability

• tpo: Third Party Only

• tpre: Third Party Recall Expenses

• tpt: Third Party, Theft

• tpvat: Tax Protection on VAT Disputes

• tr: Tapes and Records

• traac: Travel and Accommodation Costs

• tracc: Transportation Accident

• tral: Trailer Coverage

• tranl: Garage Transit Limit

• trans: Transit

• tras: Specific Transit (e.g. In-Situ, Towed, Cash)

• trcod: Transportation Cancellation Or Delay

• trelp: Temporary Relocation of Property

• tr enp: Theft Damage to Rented Property

• tria: Terrorism Coverage provided under TRIA (2002, USA) (certified acts)

• tric: Trip Interruption Coverage

• trip: Trip Accident - Costs Coverage

• trlr: Boat Trailer

• tnex: Transportation Expense

• trnfc: Trip Transit (Commercial Inland Marine)

• tropl: Transport Operator Liability

• trrpc: Terrorism Per Capita (Terrorism Risk Insurance Act of 2002, USA)

• tsp: Trees, Shrubs and Plants

• tsv: Temporary Substitute Vehicle

• ttd: Temporary Total Disability (TTD)

• ttf: Telephone Toll Fraud

• ttpd: Temporary Total Disability and/or Temporary Partial Disability (TTD/TPD)

• tvl: Total Vehicle Loss

• tvldg: Travel Lodge Credit Program

• tvldl: Travel Delay

• tvlds: Travel Disruption

• tvler: Travel Expenses and Emergency Repatriation Expenses

• twentyfourhr: 24-hour exposures

• uadsa: Unintended Abetting of a Denial of Service Attack

• ucs lc: Uninsured Underinsured CSL Combined

• ucwcp: Union Construction Workers' Compensation Program

• uebtf: Uninsured Employee Benefits Trust Fund

• uihab: House Or Business Rendered Uninhabitable

• uim: Underinsured Motorist Coverage

• ulr: Unlimited Lock Replacement

• um: Uninsured Motorist

• umac: Unmanned Aircraft

• um cpd: Uninsured Motorists Combined Bodily Injury/Property Damage Single Limit

• umcsl: Uninsured Motorist Combined Single Limit

• umf: Umbrella Judgment Modification Factor

• umisg: Uninsured Motorist Bodily Injury Single Limit

• umisp: Uninsured Motorist Bodily Injury Split Limit

• umpd: Uninsured Motorist Property Damage

• umsum: Supplementary Uninsured/Underinsured Motorist

• um uim: Uninsured Motorist and Underinsured Motorist Combined

• uncam: Unscheduled Cameras

• uncsl: Underinsured Motorist Combined Single Limit

• undpd: Underinsured Motorist Property Damage

• undsg: Underinsured Motorist Bodily Injury Single Limit

• undsp: Underinsured Motorist Bodily Injury Split Limit

• undum: Underinsured Motorist Liability

• unemp: Unemployment

• unfia: Unscheduled Fine Arts without Breakage

• unfib: Unscheduled Fine Arts with Breakage

• unfur: Unscheduled Furs

• ungun: Unscheduled Guns

• unjew: Unscheduled Jewelry

• unjwf: Unscheduled Jewelry, Watches, Furs

• unlic: Unlicensed Liability

• unmi: Unscheduled Musical Instruments

• unmov: Unauthorized Movement

• uomoi: Unit Owners Modified Other Insurance and Service Agreement

• upfm: Unintended Propagation or Forwarding of Malware

• upi: Unearned Premium Insurance

• uprep: Upholstery Replacement

• usacp: US Admitted Carrier Platform

• uslh: United States Longshore and Harbor Workers' Compensation Act

• utbpc: Utility Services Building Property Damage Communication

• utbpp: Utility Services Building Property Damage Power

• utbpw: Utility Services Building Property Damage Water

• uteec: Utility Services Time Element Extra Expense Communications

• uteep: Utility Services Time Element Extra Expense Power

• uteew: Utility Services Time Element Extra Expense Water

• utldb: Utility Services - Direct Damage (Building)

• utldp: Utility Services - Direct Damage (Property)

• utppc: Utility Services Property - Property Damage Communications

• utppp: Utility Services Property - Property Damage Power

• utppw: Utility Services Property - Property Damage Water

• vehbk: Vehicle Breakdown

• vehrp: Vehicle Replacement

• vetbp: Veterinarian - Property Common to Vet Operation

• vetfe: Veterinary Fees and Major Medical Coverage

• vetpl: Veterinarian Professional Liability

• vfweb: Emergency Vehicles - Volunteer Firefighters and Workers Injuries Buyback

• vfwee: Emergency Vehicles - Volunteer Firefighters and Workers Injuries Exclusion

• vgm: Vessel Gone Missing

• vhp: Vehicle Hire Provision

• vicsal: Victim Salaries

• vlmpl: Vicarious Liability For Medical Practitioners And Locum Tenens

• vmm: Vandalism And Malicious Mischief

• vol: Voluntary Compensation

• voler: Volcanic Eruption

• vpaol: Valuable Papers Any Other Location

• vt: Virus Transmission

• vtpov: Violent Theft By Persons From Outside The Vessel

• war: War Risk Liability

• warh: Airline War Risk Hull

• water: Watercraft Liability

• watph: Watercraft Physical Damage

• wcel: Workers Comp and Employer's Liability

• wcfin: Worker Compensation- Full Time Inservant

• wcfot: Workers Compensation- Full Time Outservant

• wcinc: Workers Compensation- Incidental

• wcpin: Workers Compensation- Part Time Inservant

• wcpot: Workers Compensation - Part Time Outservant

• wcpx: Watercraft Property Exclusion

• wcrft: Owned Watercraft Liability

• wd: Water Damage

• wdetn: Wrongful Detention

• weath: Weather Damage

• wgvs: War Risk and Allied Perils - Guest Voluntary Settlement

• whawn: Windstorm/Hail Coverage - Awnings

• whded: Wind/Hail Deductible

• wh obd: Washing Overboard

• whscv: Warehouse Cover

• whsls: Windstorm/Hail Scheduled Loss Settlement for Roof Surfacing

• wig: Wig and Hairpiece Liability

• wind: Wind

• windx: Windstorm Exclusion

• wine: Wine

• wipc: Work In Progress

• wiss: Weight of Ice, Snow, or Sleet

• wlb: Personal Injury Protection - Work Loss Benefit

• wndcd: Windstorm Catastrophe Deductible

• wndsd: Windstorm Deductible

• wndst: Windstorm

• wndun: Unsoundness of Wind

• wpha: Limited Accidental Plumbing/HVAC Water Discharge (foundation damage)

• wpump: Well Pumps

• wrkst: Work Study Coverage

• wrl: War Risk and Allied Perils - Liability

• wrpd: War Risk and Allied Perils - Physical Damage

• wsbi: Website Business Income

• wscrn: Windscreen

• wtpac: War & Terrorism Personal Accident

• wtrbd: Waterbed Liability

• wtrpr: Hydrostatic Pressure Caused Collapse to Underground Water

• wucsl: Uninsured Combined Single Limit Coverage

• wui: Uninsured Liability Coverage

• wuipd: Uninsured Property Damage

• wuiun: Uninsured and Underinsured Liability Combined Coverage

• wuncs: Underinsured Combined Single Limit Coverage

• wundi: Underinsured Liability Coverage

• wunpd: Underinsured Property Damage

• wvrpr: Waiver of Premium

• wvsub: Waiver of Subrogation

• x12m: 12-Month Extension Clause

• xabum: Abuse and Molestation Exclusion

• xbrk: Breakage Exclusion

• xbus: Business Exclusion

• xcbul: Comprehensive Business Liability Exclusion

• xcmds: Communicable Disease Exclusion

• xcorp: Corporal Punishment Exclusion

• xdent: Marring, Denting, Chipping & Scratching Exclusion

• xdisc: Discoloration & Oxidation Exclusion

• xemp: Employment Related Practices Exclusion

• xlead: Lead Liability Exclusion

• xloc: Exclusion of Specified Locations

• xmech: Mechanical/Electrical Exclusion

• xmlv: Motorized Land Vehicle Exclusion

• xodds: Public or Livery Passenger Conveyance and On-Demand Delivery Services Exclusion

• xpcds: Products/Operations - Drug Sample Exclusion

• xplpc: Public or Livery Passenger Conveyance Exclusion

• xpolu: Total Pollution Exclusion

• xprof: Professional Services Exclusion

• xreo: Real Estate Operations Exclusion

• xrust: Rust Exclusion

• xsl: Exclude Sprinkler Leakage

• xthft: Exclude Theft

• xtria: Exclude Terrorism Coverage

• xumac: Unmanned Aircraft Exclusion

• xvmm: Exclude Vandalism and Malicious Mischief

• xwh: Exclude Wind and Hail

• yddrv: Number of Young Drivers

• ys: Stock Stored in the Open

• olcext: Ordinance & Law Coverage B, Coverage C Extension of Coverage

• olcbc sub: Ordinance & Law Coverage B, Coverage C Sublimits

• olcsub: Ordinance & Law Coverage A, Coverage B, Coverage C Sublimit

• olca: Ordinance & Law Coverage A

• olcb: Ordinance & Law Coverage B

• olcc: Ordinance & Law Coverage C

• pcs_aboveground_metalconcrete: Pools/Courts - Above Ground - Concrete/Metal

• pcs_aboveground_other: Pools/Courts - Above Ground - Other

• pcs_inground_metalconcrete: Pools/Courts - In Ground - Concrete/Metal

• pcs_inground_other: Pools/Courts - In Ground - Other

• pla: Poles/Lights/Antennas

• pss_fire_resistive: Open-Sided Structures - Fire Resistive

• pss_frame: Open-Sided Structures - Frame

• pss_joisted_masonry: Open-Sided Structures - Joisted Masonry

• pss_non_combustible: Open-Sided Structures - Non-Combustible

• pss_masonry_non_combustible: Open-Sided Structures - Masonry Non-Combustible

• pss_modified_fire_resistive: Open-Sided Structures - Modified Fire Resistive

• roof: Roof

•